After a few months of waiting I finally received an income tax return from the previous country, topped up VIAC slightly and bought more gold, as it falling. I found out that currency hedging of gold does not make a lot of sense to me, so this time I went with iShares Gold Trust ETF.

Also I reclassified some private investments to bonds instead of equity, as it actually convertible obligations, not shares.

The first half of year looks pretty good and definitely much better than the start:

This time I decided to re-classify some instruments to make the pie chart more simple. I have not found yet a list of instruments my pillar2 pension invested into, but I could assume they should be pretty conservative, so I could consider them as “bonds” in that case. I still do have a large percentage in cash and it is because of small numbers, I consider this cash as “safety-net” and I don’t think it should be less than three months of living expenses, so it is going to look like a huge chunk of my net worth for some time.